Privacy Policy
This Privacy Policy explains how Lend To America Inc. ("Lend To America," "we," "us," or "our") collects, uses, and protects information when you visit floridahomeloan.org (the "Site") or interact with Martin Davis, NMLS #2141757, in connection with mortgage services.
Information We Collect
When you use the pre-approval form, loan-matching quiz, mortgage calculator, or contact us directly, we may collect information you voluntarily provide, including:
- Name, phone number, and email address
- General information about your loan interest (purchase or refinance, estimated amount, down payment percentage, self-employment status)
- Any other information you choose to share when contacting us
We do not collect Social Security numbers, income documentation, bank statements, or other sensitive financial information through this Site. That information is collected securely and separately, by phone or through a secure loan origination portal, once you begin working directly with Martin Davis on a loan application.
How We Use Your Information
We use the information you provide to:
- Respond to your inquiry and follow up about mortgage pre-approval or loan options
- Provide the mortgage calculator and loan-matching quiz results
- Improve our Site and services
We do not sell your personal information to third parties.
Information Sharing
We may share information with service providers who help us operate the Site (such as our form-handling provider) solely to deliver your inquiry to us. Once you begin a formal loan application, additional information may be shared with lenders, credit bureaus, title companies, and other parties as necessary to process your loan, consistent with the Gramm-Leach-Bliley Act and our separate Privacy Notice provided during the application process.
Cookies and Analytics
The Site may use cookies or similar technologies to understand how visitors use the Site and to improve the experience. You can disable cookies through your browser settings; doing so may affect some Site functionality.
Data Security
We take reasonable measures to protect the information you provide. However, no method of transmission over the internet is completely secure, and we cannot guarantee absolute security.
Your Rights and Choices
You may contact us at any time to ask what information we have collected about you, to request corrections, or to request that we delete information you've provided through this Site.
Children's Privacy
This Site is not directed to individuals under the age of 18, and we do not knowingly collect information from children.
Third-Party Links
This Site may link to third-party websites, including social media and NMLS Consumer Access. We are not responsible for the privacy practices of those sites.
Changes to This Policy
We may update this Privacy Policy from time to time. The "Last updated" date above reflects the most recent revision.
Contact Us
If you have questions about this Privacy Policy, contact Martin Davis at (561) 445-5454 or martin@lendtoamerica.com.