Terms of Service

These Terms of Service ("Terms") govern your use of floridahomeloan.org (the "Site"), operated by Lend To America Inc. By using this Site, you agree to these Terms.

Not a Commitment to Lend

Information provided on this Site — including the mortgage calculator, loan-matching quiz, and any loan program descriptions — is for general informational purposes only and does not constitute a loan offer, pre-approval, or commitment to lend. Actual rates, terms, and loan eligibility are determined only after a full application and underwriting review.

Use of the Site

You agree to use this Site only for lawful purposes and to provide accurate information when submitting any form. You agree not to misuse the Site, attempt to interfere with its operation, or use it to submit false or misleading information.

No Professional Advice

Content on this Site, including the mortgage calculator and loan-matching quiz, provides general estimates and is not financial, legal, or tax advice. You should consult Martin Davis directly, and where appropriate a qualified financial, legal, or tax professional, before making any lending or home financing decision.

Equal Housing Opportunity

Lend To America is committed to fair lending and does not discriminate on the basis of race, color, religion, national origin, sex, marital status, age, or because all or part of an applicant's income derives from any public assistance program, in accordance with the Equal Credit Opportunity Act.

Intellectual Property

All content on this Site, including text, graphics, logos, and design, is the property of Lend To America Inc. and may not be copied or reproduced without permission.

Third-Party Links

This Site may contain links to third-party websites (such as NMLS Consumer Access or social media). We do not control and are not responsible for the content or practices of those sites.

Disclaimer of Warranties

This Site is provided "as is" without warranties of any kind, express or implied. We do not guarantee that the Site will be error-free, uninterrupted, or that any calculator results will be fully accurate.

Limitation of Liability

To the fullest extent permitted by law, Lend To America Inc. shall not be liable for any indirect, incidental, or consequential damages arising from your use of this Site.

Governing Law

These Terms are governed by the laws of the State of Florida, without regard to conflict of law principles.

Changes to These Terms

We may update these Terms from time to time. Continued use of the Site after changes are posted constitutes acceptance of the updated Terms.

Contact Us

Questions about these Terms can be directed to Martin Davis at (561) 445-5454 or martin@lendtoamerica.com.